Ram is a finance professional with extensive experience of over 20 years across capital markets, investment banking and corporate finance.

Previously, he was the Group CFO of a Dubai based entity having diversified interests - construction & contracting, food distribution, general trading, automotive R&D, SaaS, visual merchandising – across UAE, Oman, Qatar, India and UK. In this role, he formulated the Group’s strategy, implemented financial & operational turnarounds, setup control systems and managed multiple business stakeholders.

In a prior transaction advisory role, he managed the entire gamut of a transaction including business development, marketing collaterals, due diligence, deal negotiation and drafting of transaction documents. Ram has extensive capital market experience of over 15 years having worked with Abu Dhabi Investment Company (a SWF of Abu Dhabi), Standard Chartered (DIFC) and ICICI Bank (India).

He is a CFA charter-holder, post-graduate from the Indian Institute of Management, Ahmedabad and holds a bachelor’s degree in Engineering from NIT Trichy.

Bikram is an experienced finance professional with over 30 years of experience with Multinational banks and finance companies. He has been in Senior Management roles with reputed banks like ANZ Grindlays, HSBC and Standard Chartered Bank, has worked as a Consultant with International Finance Corporation (World Bank) and has been the CEO of two NBFCs in Oman.

His areas of expertise are Strategy, Retail Banking and Wealth Management, Corporate Lending, Factoring and Supply Chain Finance, SME loans, Consumer Durable Finance, Compliance and Treasury.

He is a strategic thinker, can identify issues quickly and can devise and implement corporate plans which have a positive and long-lasting impact on the businesses he has run and consulted.

He is International minded having worked in the UAE, Oman, Bangladesh and India and this experience has given him a wealth of knowledge, ideas and a range of strategic solutions.

He has a BA (Hons) in Economics from Hindu College, New Delhi and Master’s degree in Management from Jamnalal Bajaj Institute of Management Studies in Mumbai

Akshay has been a senior banker with around 30 years of Corporate, Risk and Investment Banking experience and has worked for prime banks such as Deutsche and Emirates NBD, in India and UAE.

He has managed a large portfolio of borrowing clients across diverse industries and ownership patterns.

His expertise is advising on and sourcing the optimal capital mix with the right duration to enable addressing varying financing needs. His belief that there is always more than one solution to a problem has led him to offer innovative solutions and many banks continue using the products successfully to the satisfaction of customers.

In his career, he has advised difficult credits and enabled successful turnarounds. He has also advised numerous companies on identifying non-core businesses and assisted in their divestments and helped identify acquisitions to enhance inorganic growth.

Akshay holds a post-graduation in management from Sydenham College of Commerce and Economics, Mumbai and a Bachelor’s degree in accounting. He is also an alumnus of the Harvard Business School Online community and has contributed to the financial press